Pay-by-Wire ZIP Ledger: Architectural Design and Cryptographic Implementation of a Localized Layer 2 Clearinghouse
Architecture and cryptographic design for a ZIP-code-level Layer 2 clearinghouse intended to keep local payments settling and circulating within a regional economy.
- Section
- Software & Architectural Design
- File
- /research/docs/local-payment-gateway-architecture-research.pdf
- Size
- 260 KB (266578 bytes)
- SHA-256
ced644cbe9c52206a7649e04f09498afcac5e22cccf4336df547f24f09854356- Posted
- 2026-10-29